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The story was based on a 1927 crime perpetrated by a married Queens woman and her lover. Ruth Snyder persuaded her boyfriend, Judd Gray, to kill her husband Albert after having her spouse take out a big insurance policy—with a double-indemnity clause. The murderers were quickly identified and arrested.

Double indemnity refers to a clause in certain life insurance policies where the insuring company agrees to pay twice the standard amount in cases of accidental death

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